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Old 11-14-2013, 04:57 PM   #1
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my discharge came! yes

It is dated the 8th.

yay.
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Old 11-14-2013, 05:10 PM   #2
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Well Done Penn !

So is it now entirely your property and you can finally cut the grass ?

Do you feel wealthy or just relieved to be clear of debt ?

Are you going to try and help others in the same boat ?

A good friend of mine got into trouble a few years ago and eventually realised he could take on the corporates using template letters he read about and was amazed at the results.

He has since set up a website that has helped large numbers of people and is acknowledged to have stopped several from taking the ultimate exit strategy

http://www.getoutofdebtfree.org/

He seems to cover US as well as UK debt issues
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Old 11-14-2013, 05:34 PM   #3
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Friends and loved ones seem to be placed at ease when I tell them I can help them.

I feel like this is a huge accomplishment. I also have a nagging question that more might need to be done- in that file to vacate motions are not mentioned. However in the event that I sell my house- that could be part of my closing costs I am thinking- the heavy lifting is done.

As ANO advised dont make any wild moves for 6-8 months. As you recall- the valuation of my house was a concern in that if I was forced to revalue my coins- the cushion would not be there. The cushion is there so- I am good to go. YES!

Im abit out of sorts with the weather- but happy- very happy this is a long time goal and would have cost as must as $2000 to have a lawyer do it- I am in it for $60.

oh- I still have to pay the mortgage- but the equity in the house may have been a problem.

Also- cash is very tight- I may have to cash in a few coins- ($400) if I do so- it wont be anyone looking over my shoulder. ANA said not to worry about that- but I hate surprises.

The reality has not sunk in. This cold and this event is making me WANT to close the house up for a month and go to my brothers in Florida.
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