Older Folks Stuff: Retirement, Social Security, Medicare, more

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Still not keeping up with inflation i think...
 
An interesting take on aging.

WHY SENIORS OVER 60 SHUT OUT OTHERS: DAVID ICKE'S MOTIVATIONAL SPEECH​

10:58
 

What Are Palliative Care and Hospice Care?​

Palliative care and hospice care both focus on the comfort, care, and quality of life of individuals with a serious illness. Hospice care is a specific type of palliative care that is provided in the final weeks or months of life. Although these two forms of care are similar in some ways, they can differ as to when and where care is received, and which treatment options are available. Learn more about these two types of care to determine which may be most appropriate for you or a loved one.

More:

 

The 5 Worst States to Live in When You Die – Hidden Taxes They Don’t Tell You About​

Aug 1, 2025 Top Tax Strategies to Start Now
In this video, Toby Mathis and attorney John Anderson reveal the five worst U.S. states to pass away in when it comes to estate taxes, including shocking examples like Washington and Oregon.
We'll break down how some states can hit your heirs with up to 35% tax—even if you don’t live there—just for owning property within their borders.
You’ll also learn how state estate taxes differ from federal ones and why common tactics like gifting during your lifetime may not help in places like Rhode Island.
Whether you're building wealth or planning for the future, this episode offers critical insight into estate planning traps and strategies to avoid them.

19:23

Show Notes:
0:00 - Intro1:30 - Federal vs. State Estate Tax Explained
3:00 - Why Owning Property in Multiple States is Risky
3:14 - #5 Worst State
7:09 - #4 Worst State
9:11 - #3 Worst State
11:14 - #2 Worst State
13:51 - #1 Worst State
17:45 - How to Avoid These Taxes with Entities & Trusts
18:30 - Final Thoughts
 
nickndfl said:
Get a truck driving job. Huge demand and it pays well if you are an experienced safe driver.
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You gotta be kidding.

That industry has been taken over by the illegals - with fake documentation from Trashkanistan, and then, Califuktardistan just issued CDLs using the unverified fake information provided.

Those two recent accidents are just the tip of the iceberg. Doubt me? Go to a truck stop, in jeans and wearing a green safety vest (to blend in) and just listen for a couple of hours.

Beyond that, the new Hours-of-Service laws (not enforced on the Jackass Party's favorite flavor of truck-driver) is nearly impossible to comply with.
 

Medicare Updates | Elderwerks​

Oct 7, 2025 #elderwerks #medicare #medicareeligibility
Join us for an informative presentation on Medicare! Whether you're approaching eligibility, helping a loved one navigate their options, or simply want to better understand how Medicare works, this session will cover the basics and beyond.
Elderwerks Educational Services is a not-for-profit 501(c)3 organization offering complimentary senior living coordination, advocacy, and education to older adults, seniors, caregivers, and their families. Our complimentary information, referrals, and guidance includes senior housing, care, support services, benefits, and more. We act as "senior guidance advisors" so that you can age in place well or transition to a new lifestyle.

41:28

Some other services Elderwerks offers:
  • Education on aging topics
  • Advocacy for seniors
  • Information and referrals for assisted living, memory care, independent living, skilled nursing facilities, rehab, CCRC's, and group homes.
  • Continuing education for professionals including nurses, social workers, nursing home administrators, and professional counselors.
  • Annual Aging Better Expo
  • Annual Latino Senior Expo
  • Annual Dementia Conference
  • Elderwerks Senior Resource Directory is 360+ pages and free at our office in Palatine.
Should you, your loved one, or someone you know have aging questions or need personal help navigating senior housing, please contact Elderwerks first at 855-462-0100

Elderwerks - Senior Living | Dementia Care| Parkinson's Care | Assisted Living Chicago

Elderwerks advisors help find assisted living and any type of senior housing in the North Shore and Chicago, IL. We also help with memory care, dementia care, Parkinson's care, and Alzheimer's care housing and facilities.
www.elderwerks.org
 

A 100-year-old bodybuilder’s No. 1 secret to living a long, healthy life: ‘Know what you want to accomplish. Commit yourself to it’​

For the past eight decades, Andrew Bostinto has trained for bodybuilding, and he still competes today at 100 years old.

This May, just four months after his 100th birthday, Bostinto won top honors and a championship belt at National Gym Association Inc.’s (NGA) physique contest. He’s also the founder and CEO of NGA, a not-for-profit bodybuilding association.

“I never thought about getting old. This is what I do today, I’ll do this tomorrow,” Bostinto tells CNBC Make It.

Bostinto has had a lifelong committment to fitness. “I started much younger than 13. I was working out in the park already,” he says. “I became good at it. I became a gymnast and hand balancer. Then at 17, I was already modeling.”

More:

 
And there we see the reasons for the Fake-and-Ghey "Inflation" stats.

ANY honest measure of consumer-price increases would have it at AT LEAST fifteen percent.

I dunno how all those Socialist inSecurity recipients will make it. I have a cushion (and a slightly larger monthly income) but most of them do not.

I guess this is Ted Turner's Club-Of-Rome wet-dream coming to fruition. Culling the herd...they tried it with the Jab, and the easy pickin's are gone now (and a lot of old folks very sick, and I see them right here) but now it's time for moar-painful cuts.
 
Casey Jones said:
ANY honest measure of consumer-price increases would have it at AT LEAST fifteen percent.
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I'm wondering how much medicare will go up. Any raise in it will take away from the increase.
 
searcher said:
I'm wondering how much medicare will go up. Any raise in it will take away from the increase.
Click to expand...
I know Medicare Advantage is getting squeezed.

I had their zero-cost-to-me program; the carrier declined to offer it this year; and I'm being pushed into a garbage company's policy. An insurance company known for not paying.

Thass fine, I have VA coverage - so I have access to TWO tiers of substandard care. Hey, nobody lives forever...
 
This would be good if it comes to be.

Senate Democrats propose increasing VA, Social Security benefits by $200 a month for six months​

  • The Social Security Administration announced a 2.8% cost-of-living adjustment for 2026.
  • Some Democratic Senators say they believe the increase won't be enough to help beneficiaries cope with rising costs.
  • On Thursday, a group of lawmakers will propose a bill to increase benefits by $200 per month for six months.

To help Social Security and Veterans Affairs beneficiaries cope with higher prices, a group of Democratic senators are proposing to increase benefits by $200 per month for six months.

The bill — called the Social Security Emergency Inflation Relief Act — is backed by Democratic Senators including Mark Kelly of Arizona, Alex Padilla of California, Tammy Duckworth of Illinois, Angela Alsobrooks and Chris Van Hollen of Maryland, Elizabeth Warren of Massachusetts, Tina Smith of Minnesota, Kirsten Gillibrand and Chuck Schumer of New York, Ron Wyden of Oregon and Peter Welch of Vermont.

More:

https://www.msn.com/en-us/money/per...h-for-six-months/ar-AA1Pvvn6?ocid=socialshare
 

Money Lessons From Americans Caring for Aging Parents | Life Lessons | Business Insider​

Nov 14, 2025
Caring for aging parents can be one of the most emotional and financially challenging experiences in adult life — but it can also be immensely rewarding. Four Americans share how they became caregivers to their aging parents, and the lessons learned along the way.

16:12
 
searcher said:
From ChatGPT to strength training: Here’s how 100-year-olds are thriving NPR
Click to expand...
What about those 120-year-olds from Soviet Georgia, featured in a National Geographic Magazine full article in the 1970s?

It was not fluff. The Soviet authorities gave access to the NG writer and a few anthropologists, to interview about five 100-plus individuals. Of course they had no official records, but the anthropologists' estimates on their ages, based on memories (vividness of individual events) and similar clues, figured they were, by individual, from ages approximately correct to ages overstated by 10-15 years.

Here's the kicker: ALL of them smoked, the harsh, unfiltered cigarettes available in the Soviet Union. Many of them drank vodka or wine, and some drank daily.

So much for all the recipes for long life. Again, remember Jim Fixx...
 
Wonder if I'll be able to smuggle a Glock in, when that time comes.

Because that (expletive) really needs a close encounter with the business end.
 

Post in thread 'Dear Moneyist & other laughs'

This one made me smile. Lotta truth here.

She Doesn't Want You At 60 — She Wants Your Retirement​

Dec 13, 2025 #OlderMenDating #ProtectYourRetirement #RelationshipRedFlags
Why older men over 60 are being targeted for their retirement — and how to protect yourself. She's not attracted to you. She's attracted to your pension, your paid-off house, and your life insurance policy. If you're a man over 60 suddenly getting attention from women who ignored you for decades, this video explains exactly what's happening.
This isn't about hating women. This is about protecting...
 
When women are young, they want someone over 6 foot tall, later on, over 6 figures in the bank...get a good prenuptial agreement.
 
Nothing to see, can listen in one tab, play around the forum in a different tab. As usual, take this fwiw and dyodd.

EXCLUSIVE: Sabado Reveals How He Retired at 51 — Before Most People Are Ready​

Dec 18, 2025 #retirement #retirementjourney #earlyretirement
Exclusive with Sabado from “Ask Sabado: The Everyday Retiree”.
Interviews with REAL retirees who have closed one chapter in life and started a new one - Retirement!
No filters; no scripts — just honest, unedited conversations about retirement lifestyle, challenges, and freedom.

22:36

Channel: https://www.youtube.com/@TheEverydayRetiree/videos
 
searcher said:
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That's a young person saying it.

At some point, some of those things are no longer rewarding. Now, I grant, exercise is not just beneficial - it's imperative. Here where the winter's not gentle, I do laps on an indoor track. I'm able to run in short bursts - which is great improvement from a year ago, when I was shuffling from my hip injury.

It's not fun. A lot of biological imperatives are not fun. You do them because you must.

But some of the others? After being a nerdy misfit teen, and then having a job that had me essentially alone, working nights, driving taxis, then buses, then trains...and having lived alone for 36 years...now, I'm retired, and I'm finding a lot of women, mostly 5-10 years older, are nearly desperate for company.

I'm happy to talk. As long as they want. But, what then? Pair up? Sex just isn't. That's not just me, either - an athletic 75-year-old who lived in the building; who met her long-ago high-school beau when he was in town for a vacation trip...and who decided to basically run away with him, both of them being widowed...she commented to me, as we were helping her move out, how much she just HATED what age does to the body. I can feel for her. Met her guy, too - my take was he had first stages of Al's Hammer. But that wasn't my business. It was, however, a realization that I wasn't alone in my opinions.

I've lived alone so long I don't think I could adapt to domesticity. It scares me that the Coming Collapse probably will have me having to share quarters.

But, some of the others? Climb a mountain? I've climbed a few, including Pike's Peak; Blue Mountain in the Adirondacks (easy marked trail) and some other second-rate trails. I loved hiking. "Loved" is the operative. In Grand Canyon, I explored on foot quite a bit, but various steeper trails just wore me down. AND...there's the reality that you may need help - anything from broken bones to a low-blood-sugar episode.

Bottom line is, it's just not fun.

Which is why, so many oldsters don't do what the kids do.
 
Bottom Feeder said:
Lots of the OLD dudes around her hang out in the casinos gambling on the slots.
Click to expand...
And I thank all gods I never found that fun.

Seriously. I remember my first time in a casino - 1989. The (soon-to-be) ex and I were having a vacation. She always wanted to see the Grand Canyon. I always wanted to see the West, more broadly. I had never been further west than Texas, at that point, with most of my life on Lake Erie's shores, either NY or OH.

I was an adult student, and my summer job got cut off. She was a worker-bee and had two weeks' vacation. Neither had money. So, we hatched a plan: I'd take a month, and drive from Ohoho to Las Vegas, camera clicking; and she'd fly to Vegas - in an era where round-trip flights were $39. I'd meet her at the airport, we'd drive to the Canyon, do all the things, come back, plant her back on a plane, and I'd make my leisurely trip home.

It wasn't nearly that smooth in practice, but that's another book-length story.

But what I found - and saw later, working in California and Nevada for a railroad contractor - was these discolored, deformed, flabby cousins of Jabba the Hutt, parked on stools at slot machines. Often working three machines at once. It was almost mechanical - a money-wasting machine, with three lines, three machines, operating. Smoking cheap off-brand cigarettes; drinking bottom-shelf complementary drinks; often with walker or cane at the ready.

It looked about as much fun as waiting in the dentist's office.

I played the slots - for ten minutes, that first time. Curiosity sated. I won a couple dollars, but I was negative.

I came to Vegas many times later - for the cheap rooms on weekends; for the midnight Steak-and-Egg Buffets, ($4.95, all you can eat, Golden Nugget) for a couple of shows, and always to girl-watch, and try my luck there (after the ex drop-kicked me out). But aside from video poker machines in bar countertops, I NEVER played any machines, or table games, again.

And now, if you're following the nooze out of Vegas...all of that is gone. The room rate has launched into the stratosphere. Hidden charges abound. Service is non-existent - you have automated check-in kiosks and customer-service is via Zoom to the Philippines. And the buffets are now $50, not $5, and the food is garbage.

You have to be an established high-roller to get any kind of service. And foot traffic in these casinos is down over 40 percent.

(That's private-equity buying into MGM Resorts and Wynn, BTW...they don't know what they're doing; they don't care about the future; they only want an increase per-visit, per day, per "customer")
 

Social Security benefits are still taxed in some states. Why there’s a push to change that​

  • There’s a campaign to end taxes on Social Security benefits at the federal and state levels.
  • A new temporary federal senior deduction of up to $6,000 per individual aims to curb the amount of taxes people age 65 and over pay on benefits.
  • Meanwhile, residents of eight states may pay taxes on their Social Security benefits depending on their income.
There’s a push to end taxes on Social Security benefits to help retirees keep more money in their pockets.

That includes not only federal levies that may apply to that income, but also state taxes that may apply to benefits.

“Currently, eight states still tax Social Security to some degree,” John Hishta, senior vice president of campaigns at AARP, said during a Jan. 15 briefing on the 2026 tax filing season.

More:

Social Security benefits are still taxed in some states. Why there's a push to change that

President Donald Trump has touted "no tax on Social Security" with the addition of a new senior deduction. Some states still apply levies to benefit income.
www.cnbc.com
 
Bottom Feeder said:
SS taxes. Don't we pay Fed income tax on our 'contribution' before they deducted it?
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Estate taxes. Where our property, taxed once on earning, is taxed AGAIN before children or beneficiaries can receive it.

Just as your tax refunds are taxed as income.

Don't look for fairness out of a system designed by people like a Somalian product of incest and a Puerto Rican barmaid.
 
Now now, can't blame this on just those two, plenty of republicans and democrats had a hand in this and Trump COULD have ended this already if he wasn't pleasing the tiny hat club first.
 
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