Penn
Yellow Jacket
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So- I deplore the extreme summer- and I could easily live abit further north- as my thyroid is shot... so sun light and temps are more impact on me.
Any extreme- SOP- is bad on me.
So here we are- the days are pleasant- temps are mild- and yet- my hands are cold- I look at the sun sometimes and wish it would not do this or that.
How are you adjusting?
It is nice to not have to worry about weeds now- but if we get alot of snow- then I might have to remove it. One neighbor use to do my walk- then he skipped a year- so I tried giving him tomatoes all Summer- this offended him. I am hoping he will still run the blower by now and then- because the mail man will report me.
Then there is the budget- I need about 50% more to live the life I have been living. For instance- I might have to get the furnace cleaned- and the toilet replaced- brakes for the car- and no idea if the roof is ok -bah- if there is an "emergency" I will have to sell some gold. I been putting this off for months.
SSDI- will get 1.7% increase- I am glad it rounds up- but in the mean time- so many other expenses have gone up. I shudder to look at what the medicare parts will cost me.- you have to take a class just to understand it!!!
Maybe I can get some ideas- I noted a coin shop here across the river- how do I approach them? It really would be nice to pop in - and say- hey buy these from me. Meanwhile a buddy tells me he will buy my junk at spot- but not past $34- when he has a hard time locating a buyer for it. I would prefer to cash in my gold- not my silver- but lets say I needed cash to pay the heat bill- (I am on a program- 66$ a month- if I miss a payment- it all goes away) so say I must sell a roll of quarters- am I better taking my buddies spot? or the coin shop? also- what do I look for in a coin shop? I live where 4 counties population is 200,000. So it is rural- many business operate- on take it or leave it- I am the only game in town.
Kind of funny- to those who think I am rich- when I am on SS but buy silver- they must think I buy a few rolls of eagles a month. When it could be as little as one dime or one half. Once I put my 401k funds into silver-@12$- there is not must big purchases I can make. Gosh- I even sold a spare bed and stuff around the house to stack- because people give that stuff away all the time.
Just about everything I buy is used. Socks and underwear- are the exception. Which it is time for more of that too! My favorite thrift store here- has a 3 for a $ rack- it is in a college town- I got 2 pair of shoes and many shirts and pants there. I might even buy things that dont fit at that price- if it would make a good cleaning rag. The thing is- when you buy used clothes now- you MUST let them in the sunlight for days and days! Why? bed bugs. Even nice places can get them. I dont have them- so as a matter of routine I hit the thrift store- if I go every month and spend $10-$20 I have a nice enough wardrobe that when my family comes in from Chicago- I dont look like a peasant.
You can only cut back so much- and after a while- it is hard to find new ideas to get the most bang for the buck.
It also is a zero sum game. I reduced my insurance coverages- well a truck damaged my house- and what that cost me- cancelled out- what I saved. You cant win.
I team up with the neighbor- we do dinners every night. We both buy the groceries for this. We hit sales- and she has a deep freezer. We often have guests to share dinner- this is a HUGE help to me.
I pondered selling tomatoes next summer- and if I do so- it has to be done right- I dont want people knocking on my door all day long for $20 for the whole summer- closer to $1000 would be worth it- if I could sell 500 containers of them at $2 each- that comes to around 5 bags a day. That effort could help me continue to stack. Jennies aunt did this and she is clueless but made money. Something in line with this- is what I need to do. I live on a busy street and am zoned r2. So I could use that to my advantage- I also considered- making the house into a live bill board- then be grandfathered in per code- you know a business could paint my house into there logo- if I did this- what price would be worth it???
I was thinking a huge red tomato sign- with $2 on it- posted- parking is not too bad- for in and out. I think people would stop because other stands now charge by the lb and if they dont the price is $2.75 and up. I could also approach a farm kid I know who does a booth in the next town-to see what he has to sell- that if I run to the door anyway- if I have 2 or more products to sell- make it worth my time.
I paid the fee to argue my taxes- and then I never went to the hearing- I kept thinking that they might raise them higher.
So- always looking for ideas to make a better living--
Any extreme- SOP- is bad on me.
So here we are- the days are pleasant- temps are mild- and yet- my hands are cold- I look at the sun sometimes and wish it would not do this or that.
How are you adjusting?
It is nice to not have to worry about weeds now- but if we get alot of snow- then I might have to remove it. One neighbor use to do my walk- then he skipped a year- so I tried giving him tomatoes all Summer- this offended him. I am hoping he will still run the blower by now and then- because the mail man will report me.
Then there is the budget- I need about 50% more to live the life I have been living. For instance- I might have to get the furnace cleaned- and the toilet replaced- brakes for the car- and no idea if the roof is ok -bah- if there is an "emergency" I will have to sell some gold. I been putting this off for months.
SSDI- will get 1.7% increase- I am glad it rounds up- but in the mean time- so many other expenses have gone up. I shudder to look at what the medicare parts will cost me.- you have to take a class just to understand it!!!
Maybe I can get some ideas- I noted a coin shop here across the river- how do I approach them? It really would be nice to pop in - and say- hey buy these from me. Meanwhile a buddy tells me he will buy my junk at spot- but not past $34- when he has a hard time locating a buyer for it. I would prefer to cash in my gold- not my silver- but lets say I needed cash to pay the heat bill- (I am on a program- 66$ a month- if I miss a payment- it all goes away) so say I must sell a roll of quarters- am I better taking my buddies spot? or the coin shop? also- what do I look for in a coin shop? I live where 4 counties population is 200,000. So it is rural- many business operate- on take it or leave it- I am the only game in town.
Kind of funny- to those who think I am rich- when I am on SS but buy silver- they must think I buy a few rolls of eagles a month. When it could be as little as one dime or one half. Once I put my 401k funds into silver-@12$- there is not must big purchases I can make. Gosh- I even sold a spare bed and stuff around the house to stack- because people give that stuff away all the time.
Just about everything I buy is used. Socks and underwear- are the exception. Which it is time for more of that too! My favorite thrift store here- has a 3 for a $ rack- it is in a college town- I got 2 pair of shoes and many shirts and pants there. I might even buy things that dont fit at that price- if it would make a good cleaning rag. The thing is- when you buy used clothes now- you MUST let them in the sunlight for days and days! Why? bed bugs. Even nice places can get them. I dont have them- so as a matter of routine I hit the thrift store- if I go every month and spend $10-$20 I have a nice enough wardrobe that when my family comes in from Chicago- I dont look like a peasant.
You can only cut back so much- and after a while- it is hard to find new ideas to get the most bang for the buck.
It also is a zero sum game. I reduced my insurance coverages- well a truck damaged my house- and what that cost me- cancelled out- what I saved. You cant win.
I team up with the neighbor- we do dinners every night. We both buy the groceries for this. We hit sales- and she has a deep freezer. We often have guests to share dinner- this is a HUGE help to me.
I pondered selling tomatoes next summer- and if I do so- it has to be done right- I dont want people knocking on my door all day long for $20 for the whole summer- closer to $1000 would be worth it- if I could sell 500 containers of them at $2 each- that comes to around 5 bags a day. That effort could help me continue to stack. Jennies aunt did this and she is clueless but made money. Something in line with this- is what I need to do. I live on a busy street and am zoned r2. So I could use that to my advantage- I also considered- making the house into a live bill board- then be grandfathered in per code- you know a business could paint my house into there logo- if I did this- what price would be worth it???
I was thinking a huge red tomato sign- with $2 on it- posted- parking is not too bad- for in and out. I think people would stop because other stands now charge by the lb and if they dont the price is $2.75 and up. I could also approach a farm kid I know who does a booth in the next town-to see what he has to sell- that if I run to the door anyway- if I have 2 or more products to sell- make it worth my time.
I paid the fee to argue my taxes- and then I never went to the hearing- I kept thinking that they might raise them higher.
So- always looking for ideas to make a better living--