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This HIDDEN Home Equity Tax is TRAPPING HOMEOWNERS PERMANENTLY​

Jun 29, 2025
It's the government's fault that home prices are sitting at record highs due to inflation and poor monetary policy from the FED. But when you sell your home, especially for a large profit, you are subject to paying tax on that profit, even though the profit is artificial due to inflation. This is known as capital gains taxes, and it is a home equity tax that is trapping homeowners permanently in their homes.

21:33

Articles Mentioned in the Video

- https://www.floridarealtors.org/news-...
- https://www.floridarealtors.org/news-...
- https://www.floridarealtors.org/news-...
- https://www.floridarealtors.org/news-...
 

Homeowner’s insurance premiums vary widely from state to state, but they are all going up​

  • California’s January wildfires could cause insurance premiums to rise 21% statewide, one estimate says. But some other states have it even worse.
  • Experts say increasingly severe storms and other disasters, combined with rising housing costs, are pushing rates higher.
  • CNBC considers insurance premiums, and the amount they are increasing, as metrics in this year’s America’s Top States for Business study.
Six months after wind-whipped wildfires killed 30 people and destroyed thousands of homes and businesses in and around Los Angeles, the scenes in Altadena and Pacific Palisades are still horrific, with block after block of burned out homes and businesses.

But every so often, there are small signs of rebirth, from a property owner cleaning up their lot, or workers repairing a home that was merely damaged. Occasionally, one can even see homes being rebuilt — the owner having navigated the complicated permitting process, and, crucially, having managed to obtain insurance.

More:

 
searcher said:
  • California’s January wildfires could cause insurance premiums to rise 21% statewide, one estimate says. But some other states have it even worse.
Click to expand...
Those who rebuild might ask about a discount for a blue steel roof.
 
**Note: Posting this because it's interesting. I have no clue what kind of quality we're dealing with.

The world's most affordable homebuilders? Companies buying homes from Chinese factories​

Jul 3, 2025
Over 800 million Chinese moved from rural villages to modern cities over just three decades.
To provide for hundreds of millions of new homes--along with millions of new buildings for shopping centers and offices and schools and hospitals--China invented new ways to build.
Read more, including resources and links below the vid on youtube. 6 mins, 38 secs.

 
Related.

The company behind your credit score is plunging on the stock market after a White House announcement​

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to assess creditworthiness for government-sponsored Fannie Mae or Freddie Mac mortgages.

More:

https://www.msn.com/en-us/money/rea...use-announcement/ar-AA1IdiY9?ocid=socialshare
 

The TRUE COST of Buying a Home (It's MORE THAN YOU THINK)​

People have been brain washed into thinking that if they can come up with just 3 1/2% down, they can get into an FHA mortgage and that's all it's gonna cost to get into a house. But the reality is the expenses just to get into a home, never mind maintaining one are much higher than what many first time homebuyers think it is. Here's the breakdown.

21:38

00:00 The Importance of a 20% Down Payment
03:02 Navigating Private Mortgage Insurance (PMI)
03:41 Additional Upfront Costs: Closing and Moving Expenses
05:15 The Lifestyle Trap: Buying Over Affording
06:21 Sign up for Delete Me
07:32 Homeowners Insurance Crisis: Rising Premiums and Natural Disasters
09:34 Insurance Rate Projections: State-by-State Breakdown
13:38 California Insurance Increases and Unexpected Moves
14:29 Mansion Tax: A New Burden for Home Sellers
18:21 Court Ruling on Eviction Moratorium: Landlord Rights Upheld

Articles Mentioned in the Video
https://www.floridarealtors.org/news-...
https://www.floridarealtors.org/news-...
https://www.realtor.com/advice/financ...
https://www.realtor.com/news/trends/h...
 
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‘Rain tax’ board members in bankrupt Chester received hundred of thousands of illegal payments, a judge rules​

Property owners in the bankrupt City of Chester have been unduly generous to the members of the so-called rain tax board who have received hundreds of thousands of dollars in illegal payments, a state court judge has found.

The Stormwater Authority of Chester, whose rates appear to be among the highest in the country, acted “outside the law” in paying the board — which now consists of nine members, including three elected officials, Judge Matthew S. Wolf concluded in rendering his decision on Friday.

More:

https://www.msn.com/en-us/money/com...ts-a-judge-rules/ar-AA1IB4r1?ocid=socialshare
 
Avoid Condos but especially in Florida. They've now made it Legal for HOA's to borrow money to pay for those inspections/repairs AND hide it from buyers buy somehow making it so that seller's don't have to disclose the potential fees.

 

How Blackstone Became One Of America’s Largest Landlords​

Jul 16, 2025 #CNBC
Blackstone is a major private equity firm that has an ownership interest in over 274,000 rental homes. The BREIT portfolio, a narrow slice of its real estate division, includes substantial numbers of apartments, mobile home parks, student housing and single-family rental homes. The company’s U.S. rental housing portfolio is weighted toward cash flowing properties in the sun belt and coastal cities. The company says its large footprint and expertise in finance can make a positive impact on the housing market as prices keep rising in supply-constrained regions of the U.S..

11:51

Chapters:
0:00 Introduction
01:37 Chapter 1: Multifamily housing
05:11 Chapter 2: Private placements
08:12 Chapter 3: Single-family rentals
10:02 Chapter 4: Policy
 

Solar Panels and Home Insurance Are BANKRUPTING HOMEOWNERS​

Jul 18, 2025
Solar Panels and home insurance are bankrupting homeowners in different ways. With solar panels, people are often mislead and sold very expensive equipment and installations that put a lien on their property if the don't pay. Home insurance has gone up so much in the past 5 years that it is causing more people to fall behind on mortgage payments.

20:36

00:00 Elderly Woman's Tragic Solar Panel Contract
03:16 Texas Implements New Solar Panel Regulations
04:57 Rising Homeowner's Insurance Costs and Mortgage Delinquencies
13:44 The Declining Value of a Million Dollars
17:41 San Diego's Roommate Speed Dating Event Amidst Rising Rent Prices

Articles Mentioned in the Video
- https://fox5sandiego.com/news/local-n...
- https://apple.news/AB1W7gE-rQpOPwx0LL...
- https://abc13.com/post/13-investigate...
- https://apple.news/At6S2rOcgQJqldHk_K...
 

The USDA Wouldn’t Let Her Give Up Her House When She Couldn’t Pay Her Mortgage. Instead, It Crushed Her With Debt.​

Reporting Highlights​

  • Foreclosures Focused in Maine: Since March, the USDA has filed 56 foreclosures in the federal court system against properties purchased with a rural development mortgage. All but one were in Maine.
  • USDA Delayed Action: The Maine borrowers have been in default for an average of nearly nine years, racking up more debt because of the interest and fees that piled up in intervening years.
  • National Problem: About 20% of USDA Section 502 direct loans across the nation were delinquent as of March, according to internal agency data.
Off a two-lane stretch of U.S. Route 1 in rural Caribou, Maine, sits a white ranch-style house that’s been consumed by weeds and vines.

The house was once the fulfillment of a dream. The owner had purchased it in 2006 through a federal mortgage program designed specifically for people like her: impoverished, first-time homeowners who live in the most rural parts of the United States. The loan, which came directly from the U.S. Department of Agriculture, required no down payment.

But things started going wrong from the day she moved in. First, the basement flooded. Then the furnace stopped working. As major repair costs accumulated over the next six years, the woman’s health deteriorated until she was forced to leave her job as a manager at Kmart. Her disability check was not enough to cover medical expenses and the upkeep required for the house — let alone the $855 monthly mortgage.

More:

The USDA Wouldn’t Let Her Give Up Her House When She Couldn’t Pay Her Mortgage. Instead, It Crushed Her With Debt.

The USDA failed to follow its own guidance for a rural mortgage program, taking years to foreclose on delinquent loans. As a result, 55 Maine borrowers racked up, on average, $110,000 in additional debt before the agency moved to take the homes.
www.propublica.org
 
How about that. Those gubbermint-backed NINJA loans - No-Income-No-Job-Approved - isn't such a slick idea. If you work at Kmart, with Kmart wages...you got no business borrowing to buy a home. You probably shouldn't be buying one even if you have the cash.

Now, what do we have here? This woman's life is being turned upside down. The money spent on buying the home FOR her, is gone. The property itself is now a liability - probably, after a decade empty in a damp climate, it is gonna have to be bulldozed.

Meantime, "squatters" (illegal invaders) have taken it over, destroying the neighborhood, destroying property values. Surely others have found themselves upside down, and either short-sale'd their homes or gave the banks some "jingle mail."

This is government at work. Everyone loses, especially the taxpayer.
 
The Government works for the Bankers. Bankers NEED the total amount of money to EXPAND, and extracting interest from you as a bonus. It is only logical that the government tries to rope as many people into homes as they can. Because each loan creates (poof) a bunch of new "money".
 
...Such an immoral system.

The wonder is not that it's now corrupt. The miracle is that it managed to work well for as long as it did...fifty years or so.
 
^^^^^^^^^^

I doubt it.

Move in an unfinished skyscraper, without elevators or electricity? People gonna climb 20 flights of stairs every day?

Unfinished? How did that first tower that collapsed, come to have water, and water appliances, with no electricity? In a modern skyscraper, water has to be PUMPED to the upper levels. Because, of course, those towers are higher than the water system's standpipe or tower. Piped water doesn't have the head to get up to the upper levels.

And how does this happen in a police state, which we know damn-well China IS?

Good find; but bad propaganda, and taken probably from file vid snippets. I suspect the Chinese are testing how well AI, and/or Eww Toob alternate-reality presentations, can work for them.
 
We've seen lots of evidence of very poor Chinese building standards. And they had a giant RE bubble that makes ours look like a ripple. And it is a police state where they Wanted everyone into cities and I have seen some say that the rural areas are empty. So these people were crammed into cities and likely not all that well planned.

It would have been nice to see a bit more of these actual events but I suspect that it is very hard to get video out. And what would the goal of China putting this out as fake news? Making themselves look bad.... Hmm, interesting strategy.
 
Voodoo said:
It would have been nice to see a bit more of these actual events but I suspect that it is very hard to get video out. And what would the goal of China putting this out as fake news? Making themselves look bad.... Hmm, interesting strategy.
Click to expand...
What was the point of that lone weather balloon? They couldn't have learned anything they couldn't have gleaned from Google Maps.

...except to find out the inertia of the military, the authorities in charge of air-traffic control, and the Bidet off-White House.

Ditto the drone swarms over New Jersey. It was a test.

THIS is a test of how far their AI can push a Narrative, over Gurgle. Testing the waters.
 
Voodoo said:
Its more likely they have very poorly built towers.
Click to expand...
No doubt.

Everything they build is done poorly. For the same reason everything done in Russia or East Germany in the Soviet era, was done poorly. Because government bureaucracy doesn't work as a replacement for the profit motive and hiring based on merit.

But that's not the point of this. This is an absurd story, and it's being put out, to, I think, feel out how it's received in the West. Whether we're so soft in the head that we believe what's told us; and whether the MAGA types will jump on this, without critical analysis.
 
To what end, underestimate their ability to build a decent warplane if desired? Doesn't make a lot of sense but concrete that turns to powder, easily cause a structure to fall apart.

Have you seen another Maga person or channel even mention it? Because if your assertion is their goal they are badly failing there as well.
 
To the end of refining - or calibrating - their propaganda ministry and its programs.

LEARNING what the capitalist tech autistics will allow, WITHOUT direct instruction and grift payment.

That it's failing...not a surprise. First crude attempts always do. Many prototype aeroplanes failed, too, and the Wright Brothers' first attempt wasn't a stunning success, either.

That may not be what's going on, but as I tried to illustrate, the story is both fantastic and absurd. Ghost cities don't have traffic - a few Western bloggers have visited them. Some are even on roads barricaded in and out. There are no utility services in those high-rises - not even water, which doesn't just flow from pipes. Engineering a skyscraper for tap water is a project, involving large capacity taps, pumps to push water to the top floors, generally a tank or standpipe on the top floor or roof.

An unfinished skyscraper won't have that, any more than it has elevator service.

I don't know what the point of that liar's video is. Maybe it's some dweeb in someone's basement, just lying for the hell of it, and for clicks, and a few dollars' payment. Maybe it's the CCP. Maybe it's some sort of covert resistance movement inside China, or outside it.
 

Millions TRAPPED: The Hidden Crisis of Owning a Home​

Jul 24, 2025
Young potential homebuyers have checked out of the housing market due to affordability and lifestyle concerns. Buying a home is simply unaffordable for most younger folks and many of them see it as a major anchor that will not allow them live the jetset lifestyle they desire. But at the same time, active inventory has continued to climb for 20 months straight with seemingly no sign of slowing down.

22:32

00:00 Housing Market Update: First-Time Home Buyers Disappearing
01:40 The Rise of Renting: A Generational Shift in Priorities
03:46 Housing Market Struggles: Decline in Home Ownership Desire
04:54 Consequences of Renting: Financial Risks for Younger Generations
06:28 Surging Housing Inventory and Delisting Trends
08:34 Buyer's Market: Making Lowball Offers and Negotiating Deals
10:10 Housing Correction in Full Force: Declining Homebuyer Sentiment
12:18 Debunking the Homeowner Narrative: Inventory vs. Seller Stubbornness
13:58 The Impact of Foreign Investment on US Housing Market
17:22 Price Cuts on New Homes: Florida Leads the Way

Articles Mentioned in the Video

- https://apple.news/Akz3x_qcwSaaa6VXUn...
- https://apple.news/AlrL2dEhzSN-3WTTJo...
- https://apple.news/AN9luPbSDQXG01VcjQ...
- https://www.floridarealtors.org/news-...
- https://apple.news/A4vWy7VryS-iVbMBg0...
- https://apple.news/A7z8YlCcXRqWBmK_Ww...
 

Top things to know when Inheriting a house! (Must know!)​

Jul 29, 2025
Here are the top things to think about when Inheriting a house!

25:26
 
Michael B

Jul 28, 2025
I've seen a lot of videos on YouTube lately, talking about home prices being at an all-time high as if this is somehow a positive indicator of where the economy is at or is heading. But the reality is this could not be further from the truth. If we dig a few layers deeper, we can easily understand why home prices are at all-time high even though home sales are at 30 year lows.

The Housing Market LIE WE ARE ALL BEING TOLD
 

Real estate developers say affordable housing could soon become more profitable​

  • Housing developers have said it’s too expensive to put up quality, low-income apartments.
  • They cite rising costs for land, materials and labor, a well as increasingly restrictive zoning regulations. So-called NIMBYism (an acronym for “not in my backyard”), is also on the rise.
  • Jonathan Rose, founder and CEO of the Jonathan Rose Companies, said there’s support for affordable housing and relief may be on the way.
A version of this article first appeared in the CNBC Property Play newsletter with Diana Olick. Property Play covers new and evolving opportunities for the real estate investor, from individuals to venture capitalists, private equity funds, family offices, institutional investors and large public companies. Sign up to receive future editions, straight to your inbox.

Whether it’s in the for-sale or rental market, the affordable housing crisis is only getting worse. There is simply not enough supply, especially in the apartment market, where developers have said it’s just too expensive to put up quality, low-income housing.

More:

 
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