filed chapter 7 pro se

Penn

Yellow Jacket
Messages
1,566
Reaction score
0
Points
0
So we will see if they kick it back. It took me months and months to figure this out.

In my case I sent in close to 100 pages. It is alot more complicated now since 2005.

I hope I did it right.
 

pmbug

Your Host
Administrator
Messages
7,433
Reaction score
16
Points
193
Location
Texas
Sorry to hear that Penn. Hope it goes through and helps you out.
 

Penn

Yellow Jacket
Messages
1,566
Reaction score
0
Points
0
no- dont be sorry- this will be a step up. I am allowed to keep some assets under a chap 7
 

Penn

Yellow Jacket
Messages
1,566
Reaction score
0
Points
0
The court called- my case is accepted/filed. She said if anything I submitted too much paper work. I am missing just one form- and that one she will mail to me.
 

Penn

Yellow Jacket
Messages
1,566
Reaction score
0
Points
0
So- I had dropped the ball. They said I needed this odd form- I was going to drop the whole thing.

At the last minute- I figured it out- and next day it. I then took the required 2 hour class since I have a case number.

This leaves only the 341 meeting to go to. I have everything in a plastic binder. If I can pull this off- I will have saved about $2000.

Ink, paper, postage, the 2 classes, book, CD rom for forms. I have around $60 put into this.

The 341 is in the next town over- I will not have to drive to a big city.

I will keep you posted. The one worry I have is I might have too much equity in my house. We shall see.
 

bushi

Ground Beetle
Messages
973
Reaction score
2
Points
143
What is chapter 7 - consumer bankruptcy, I presume?
 

ancona

Praying Mantis
Messages
3,370
Reaction score
0
Points
0
Location
Waaay south
Penn, it is my understanding that in most states, they allow you to re-affirm your debt for the mortgage on your primary residence, and in most cases it does not count as an asset. At least not here in Florida where you get to keep one car and your home as well as up to 100 acres of property, if it is contiguous to the residence.
 

Penn

Yellow Jacket
Messages
1,566
Reaction score
0
Points
0
Oh- I am re-affirming the mortgage. The problem might be that I have too much equity in it.
 

Penn

Yellow Jacket
Messages
1,566
Reaction score
0
Points
0
Penn, it is my understanding that in most states, they allow you to re-affirm your debt for the mortgage on your primary residence, and in most cases it does not count as an asset. At least not here in Florida where you get to keep one car and your home as well as up to 100 acres of property, if it is contiguous to the residence.

I am using the federal exemptions- they are more generous then the PA ones.
 
Top