The $87 Fender Bender That Became A $3,000,000 LAWSUIT (How Not to Become a Target)
Oct 24, 2025
Toby Mathis, Esq. Podcast
In this episode, Toby Mathis dives deep into the surprising world of lawsuits and how to protect yourself from becoming a target.
Joined by Christina Mundy, Managing Trial Partner at Messner Reeves, they break down how a simple $87 fender bender turned into a $3 million lawsuit and what you can do to avoid similar legal nightmares.
Learn more about Christina Mundy:
https://messner.com/attorneys/christi...
They explore the hidden dangers of being over insured, the rise of “professional plaintiffs,” and the importance of keeping your financial life private.
Christina shares real-life case insights from her years defending clients in high-stakes litigation.
Tune in to learn practical strategies to protect your assets and stay out of court.
Don’t miss this eye-opening conversation that could save you time, stress, and money.
29:20
Show notes:
0:00 Intro
1:19 The $87 fender bender that became a multimillion-dollar lawsuit
5:48 Attorney referrals, treatment on liens, and the “Medical Mafia” example
8:59 Collateral damage: small business crushed by premium spikes
11:33 Even when you win: stress, time, and limited recovery of costs
13:50 Premises liability: why big properties become constant targets
15:34 Insurance strategy: when “too much” can paint a bullseye
17:40 Practical guidance: primary vs. umbrella—what most people need
19:08 Fraud rings and staged accidents: real-world examples
23:22 Asset protection & privacy: trusts, data brokers, and staying off records
25:09 Sued because you “look collectible”: separating personal/business
28:54 Outro