If banks were on the ball, they would make sure their employees knew about all current issue coins. I know, I am dreaming.In all seriousness do you think a bank would even accept them? I'm sure if the teller saw one he/she would find another employee or manager and have it identified.
The banks have NO obligation to KNOW that they are worth more than face, so no way could they be obliged to inform a naive customer.They probably have some sort of obligation to tell the person that's it's worth much more in silver than one lousy USD.
Why would anyone knowledgeable about coin values ever have a NEED to work at a bank?If a bank did accept one I'd think that any employee with half a brain would buy it out of the drawer lol.
The way I see it is if a person is cognizant of coin values, he knows too much to be a banker, and probably would be happier in a better job. In other words, if a person is that knowledgeable, he is OVER-QUALIFIED for a banking job, and he is wasting his time in such a job. That has nothing to do with how rich ($$$) he is only how rich (knowledge) he is. And it has nothing to do with buying/selling/collecting anything since lots and lots of PM knowledgeable people will NEVER own PMs.Well, not everyone who buys gold and silver, or collects coins, is Thurston Howell III. I'm no millionaire.