Savers (and investors) need to get paid again

[searcher]

I Had a Heart Attack At 54 Years Old: What I Finally Understand…

 

[searcher]

Top 8 Safest Banks To Keep Your Cash 2025​

Jul 27, 2025 #jenniferlammer #bondbeginners #bondmasters
What are the top 8 safest banks for your money in the US in 2025? Here's our personal list update for the year. Plus, Which other global banks make the list & what do the latest bank failures tell us?


15:39

SOURCES:

- https://www.fsb.org/2024/11/2024-list-of-global-systemically-important-banks-g-sibs/
- https://www.fdic.gov/resources/resolutions/bank-failures/in-brief/index
- https://ncua.gov/support-services/conservatorships-liquidations

 

[searcher]

Is It Time To Buy Molson Coors Stock? (TAP)​

Jul 28, 2025
Is it time to buy Molson Coors stock (TAP)? I look at Molson Coors fundamentals and compare them to other beer, wine, and liquor stocks. TAP stock looks to be a better value than stocks like BUD, DEO, STZ, BF.B with a Free Cash Flow Yield of 10.6% and Dividend Yield of 3.67%.
With Heineken earnings reporting lower beer volumes, it could be an opportunity to buy TAP stock cheaper while it is down in sympathy with it. TAP reports earnings August 5th. If you are considering buying TAP, you can buy it before earnings or wait to see if there is still some bad news in the earnings to get it cheaper.


8:15

Disclaimer: I am not a financial advisor, and nothing on this channel is meant to be financial advice. The ideas expressed on this channel are purely opinions and should not be regarded as objective information. Nothing on this channel is a recommendation to buy or sell securities. Do not assume that facts and numbers in any video are accurate. Always do your own due diligence.

 

[searcher]

The Fed's latest decision is leaving open a window of opportunity that many Americans may be ignoring​

• The Fed kept rates steady this week as it waits for more clarity on inflation.
• While markets are clamoring for cuts, there's an opportunity for consumers amid higher rates.
• A study shows that US households might missing out on big savings.

The president may be hammering the Federal Reserve for not cutting rates, but there's an opportunity for consumers amid elevated borrowing costs — and it's one that many households might not be cashing in on.

More:

https://www.msn.com/en-us/money/per...-may-be-ignoring/ar-AA1JFsfo?ocid=socialshare

 

[searcher]

How to Stay on the Road to Wealth in 2025!​

Aug 3, 2025
It is not just bad money habits that keep you poor. There are other things that waste your time, health, and money. I list these things from the least damaging habits to the most damaging habits that keep you poor. If you can avoid the worst ones, you can become wealthy just by doing the right things and let those good financial habits compound over time.


12:06

 

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Vanguard's New Rule Shocks Investors: Leave For Fidelity Or Schwab?​

Aug 20, 2025 #jenniferlammer #bondbeginners #bondmasters
Vanguard has made a lot of changes recently. Do they still want you as a customer or is it really time to leave Vanguard? Learn more about the minimum purchase quantity increase for bonds starting on 9/13.


18:05

SOURCES:

- https://investor.vanguard.com/content/dam/retail/publicsite/en/documents/taxes/USGO_012025.pdf
- https://investor.vanguard.com/investment-products/mutual-funds/profile/vusxx
- https://investor.vanguard.com/investment-products/mutual-funds/profile/vmfxx
- https://investor.vanguard.com/accounts-plans/vanguard-cash-plus-account
- https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/announcing-largest-fee-cut-vanguard-history.html
- https://www.schwab.com/money-market-funds
- https://investor.vanguard.com/client-benefits/brokerage-fees-commissions
- https://www.schwab.com/legal/schwab-pricing-guide-for-individual-investors

 

[searcher]

Our 10 essential summer podcasts | Moneyfarm

⏳ Reading Time: 2 minutesToday’s political, economic, and social landscape is especially complex. Keeping up with the constant stream of news can be tricky, especially in summer. That’s why we’ve put together a selection – by no means exhaustive – of podcasts, covering economics, finance, and...

blog.moneyfarm.com

 

[searcher]

The Rules of 'Revenge Saving' to Take Control of Your Finances

From post-pandemic spending to rising prices, Americans are saving with new urgency. Here's how to channel that momentum into lasting change.

www.kiplinger.com

Americans turning to "revenge saving" due to inflation and economic uncertainty​

Aug 21, 2025
Financial professional Mark Henry, the founder and CEO of Alloy Wealth management, explains why so many people are hopping on this trend.


6:16

 

[searcher]

How Safe Is The Guaranteed Lifetime Income On Annuities Really?​

Sep 3, 2025 #jenniferlammer #bondbeginners #bondmasters
How safe are annuities & what happens when your annuity company defaults? Up to what amounts might you be protected?


16:45

SOURCES:
https://www.fdic.gov/
https://www.rstreet.org/wp-content/uploads/2024/12/REVISEDFINAL-r-street-policy-study-no-314.pdf
https://web.ambest.com/home
https://www.massmutual.com/about-us/massmutual-financial-summary
https://nolhga.com/policyholders/how-youre-protected/#what-happens-when-an-insurance-company-fails
https://www.spglobal.com/ratings/en

 

[searcher]

Jennifer L

Streamed live 10 hours ago #jenniferlammer #bondmasters #bondbeginners
Hello members, supersavers & bond course fans! Join us for a very special live this Friday on Treasury yields, markets & your money in times of uncertainty!
Time stamp below the vid on youtube.

Treasuries Back To 5%? | Markets In Times Of Uncertainty​

 

[nickndfl]

Savers of cash will be.left behind same as the poor and indebted.

In reality most goods and services are less expensive in gold terms. Gold advocates are in a once of a lifetime moment. We are living in history and one day in the future they will look back at the event.

In five years or less we will be living in a different financial system.

 

[searcher]

Money-Market Funds & CDs: Americans Grow their Huge Piles of Interest-Earning Cash Further despite Lower Yields​

Despite the Fed’s rate cuts of 100 basis points in 2024, and therefore lower yields on money market funds, households continued to pile their cash into them. Banks have lowered the rates they pay on CDs, and holders of small CDs, always the hot money, have started to cash out. But balances of large CDs continue to grow. On net, their huge pile of interest-earning cash grew further.

Balances in money-market funds held by households rose by another $55 billion in Q2 from the prior quarter, and by $650 billion year-over-year, to a record $4.65 trillion, according to the Fed’s quarterly Z1 Financial Accounts yesterday. Since Q1 2022, when the Fed started hiking its policy rates, balances have surged by $2.02 trillion.

More:

Money-Market Funds & CDs: Americans Grow their Huge Piles of Interest-Earning Cash Further despite Lower Yields | Wolf Street