US Consumer Debt growing

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There's two common themes here:

--Car Note

--Stupident Lone.

I remember thirty years ago - moving back to the town I grew up in; I was surprised to see that the high school had to put in a parking lot 10x bigger than what it was when I finished up in the 1970s. And I was amazed, at the closing bell, how many new/newish cars were being driven out. Now, of course, they'd be Bro-Dozers, and four times as expensive.

But the kidlets were conditioned. A job at the fast-food dive would enable them to get a car loan (with parental co-signing) and that's how life is lived.

I didn't have a car until I'd graduated, took a job, and worked three months. THEN my car was a rusty VW Super Beetle. Cost was $990 1976 dollars. I was low-rent riding for eight years, until I had a state job.

These young people need to re-examine their premises and expectations. Just because a corrupt finance company will loan you money, doesn't make it a good idea to TAKE that loan. If you can't afford it, you can't afford it, and loan approval doesn't change that.

The Stupident-lone situation is worse. Because it's Barry's baby - a poison kiss goodby from the Chocolate Messiah. I'm opposed to just debt forgiveness - but I COULD accept it if these corrupt Ivy-League sumps, flush with endowment cash, were made to pay on the defaults.

That will only happen after firing squads. I'm not gonna be waiting.

The other, is just an economic retraction that's bordering on collapse. THERE we have BEEN before. Various Bank Panics, after the Civil War; and then the Grate Depression - and Roosevelt's perpetuation of it with his Command/Control economic fantasies.

We cannot control this sudden retraction of our lifestyle. That WILL happen. The solution is to turn to family and trusted friends - just as has happened in the past.

We CAN control our debasement of the currency, giving money to Globalist billionaires to buy up more assets, hold prices higher, while demanding zero-cost loans to sucker more schlubs into taking 50-year mortgages on homes priced beyond fantasy. THAT is where we need to start.

I'm not gonna be waiting for THAT, either.

The lasting solution is Secession.
 
Actually, restore interest rates to less than 6% and see how we do...
 
Fatrat said:
Actually, restore interest rates to less than 6% and see how we do...
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The free and unlimited printing of paper (to borrow from a Free Silver platform plank) has to stop, also.

It won't. It won't because too many connected people RECEIVE this seigniorage. And having gotten it for considerable time, they're also very powerful.

All the Social-Engineering initiatives - DEI, Drag Queen Story Hour, Transgenderism...and all the biological research into The Next Plandemic...and ALL THE SPLENDID WAR...has to be paid for.

And we're at the top end of the Laffer Curve. Moar taxation will mean LESS receipts. And seizing assets is a one-time deal - like butchering the Golden Goose.
 
Casey Jones said:
The free and unlimited printing of paper (to borrow from a Free Silver platform plank) has to stop, also.

It won't. It won't because too many connected people RECEIVE this seigniorage. And having gotten it for considerable time, they're also very powerful.

All the Social-Engineering initiatives - DEI, Drag Queen Story Hour, Transgenderism...and all the biological research into The Next Plandemic...and ALL THE SPLENDID WAR...has to be paid for.

And we're at the top end of the Laffer Curve. Moar taxation will mean LESS receipts. And seizing assets is a one-time deal - like butchering the Golden Goose.
Click to expand...
:iagree:

The FED killed the " Golden Goose " ( notice how its " GOLDEN " a big hint as to real money ) & they ( the Bankster behind the FED & the big 12 Regional Banks ) have been feeding on the carcass since 1913.

But the Carcass ( the USA 99% ) is nearly stripped bare. The Gov/Corporation/Public are all in so much DEBT that it's in the terminal phase of the spiral into Bankruptcy/Insolvency.

There is no turning back. This is like the Titanic. A gash has been ripped thru the Hull of America. That Gash is called " Fiat Currency Debt/Credit ". The American ship is sinking. The Rich/Elites have there spot on the few Life rafts. The rest sink with the ship or flounder in the cold water hoping/praying that rescue will come.

When will the Implosion/Reset of the current Fiat Currency, Debt/Credit Scheme come to it's end ? I don't know.

But stacking some PM's may make all the difference on the other side of the coming Financial Implosion/Reset.

:cool:
 
SKULL said:
:iagree:

The FED killed the " Golden Goose " ( notice how its " GOLDEN " a big hint as to real money ) & they ( the Bankster behind the FED & the big 12 Regional Banks ) have been feeding on the carcass since 1913.

But the Carcass ( the USA 99% ) is nearly stripped bare. The Gov/Corporation/Public are all in so much DEBT that it's in the terminal phase of the spiral into Bankruptcy/Insolvency.

There is no turning back. This is like the Titanic. A gash has been ripped thru the Hull of America. That Gash is called " Fiat Currency Debt/Credit ". The American ship is sinking. The Rich/Elites have there spot on the few Life rafts. The rest sink with the ship or flounder in the cold water hoping/praying that rescue will come.

When will the Implosion/Reset of the current Fiat Currency, Debt/Credit Scheme come to it's end ? I don't know.

But stacking some PM's may make all the difference on the other side of the coming Financial Implosion/Reset.

:cool:
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It all depends on how the collapse, if it happens, comes to be.

If the current Political Elite Class survives, there will be no correction. There will be ever-more-intrusive restrictions and orders to seize. Now, nobody will comply; but it will make all that wealth unusable.

Just as the rest of the world, except for our Instant Democrack voters, will be starving. Oh, THEY will get fed, so long as there's anything. Because the Elites need a power base.

It's dark, it's frightening; it's sad.
 
Casey Jones said:
If the current Political Elite Class survives, there will be no correction.
Click to expand...
The best Revolutions always clean out the Elites ( the French Guillotine is a very apt tool :ROFLMAO: )

I have a book that details how the over production of Elites is a Key Ingredient in the collapse/revolution of a society.

The over production of Elites in Western Societies is reaching a Tipping Point I think. I watch with interest as to how this will unfold :popcorn:
 
SKULL said:
The best Revolutions always clean out the Elites ( the French Guillotine is a very apt tool :ROFLMAO: )

I have a book that details how the over production of Elites is a Key Ingredient in the collapse/revolution of a society.

The over production of Elites in Western Societies is reaching a Tipping Point I think. I watch with interest as to how this will unfold :popcorn:
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Agree with all of this.

AND...as we're getting channel-stuffed with koledge-ejewkayted Elites, the QUALITY of those "Elites" is hitting rock-bottom.

The guillotine is a fine solution. There's easier and cheaper solutions - such as putting them face-down on the ground and cutting their spinal cords with a long-handled weed digger...but the real problem is, a majority of people don't have the stomach for it.
 
Casey Jones said:
but the real problem is, a majority of people don't have the stomach for it.
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If a full on collapse happens, give the people a few days with no food in their stomachs or their kids stomachs & their motivation to punish anyone they believe caused this will move up to the 100% level quickly.

A saying " when the people have lost everything, then they have nothing to loose & they LOOSE IT ! " i.e. what can u threaten the people with when they are watching loved 1's, friends, community dying of thirst & hunger. Once u get people in a mob, mob mentality takes over.

In a full on collapse any cities of 100,000 + & certainly those of 1,000,000 + will become Terminal Hell Holes in days. Most food/medical/fuel in cities only last 3 - 4 days. If the electricity goes out, most cities will begin the collapse by the end of the 1'st day.

No pumped water ( no sanitation ) no fuel/heat/cooling/light/refrigeration/recharge/delivery - collapse will come quick 😞
 
SKULL said:
If a full on collapse happens, give the people a few days with no food in their stomachs or their kids stomachs & their motivation to punish anyone they believe caused this will move up to the 100% level quickly.
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They're Mind-Controlled (MK-Ultra) with constant screen input of untruths...moar likely they'd turn on the people who have real answers. Goaded on by the network skirts.

That, really, is WHY this is being fomented. The Davos Globalists think their best chance to impose World Fascism is, collapse of the free nations and societies.
 

Ranking The Dumbest Purchases Gen Z and Millennials Make (Ultimate Tier List)​

Dec 9, 2025 Sit Down with Michael Franzese
I look around at what young people are spending money on today and I just shake my head. Food delivery every night, $7 coffees, “content trips” they can’t afford, sports betting apps, crypto coins some influencer pumped… then they wonder why they’re broke.
So I decided to rank the dumbest money habits I see Gen Z and millennials falling for — from “I Get It” all the way up to full‑blown “Mamaluke” tier. We’re talking Uber Eats, designer sneakers, iPhone upgrades, giant weddings on credit, sports betting, crypto gambling, and more. If you land in one of these categories, don’t take it personal; take it as a warning.
I used to run gambling operations, I’ve watched guys bury themselves in debt, and now I watch a new generation do it with apps and subscriptions instead of bookies. If you’re tired of living paycheck to paycheck, start by cutting this nonsense out of your life and put that money into something that actually builds your future.


29:52
 
searcher said:

Ranking The Dumbest Purchases Gen Z and Millennials Make (Ultimate Tier List)​

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If we didn't have (anti)Social Mediuh and CPS agencies...parents could SIT DOWN with kids, and EXPLAIN all this.

But - and I saw this in Colorado 30 years ago - it's easier, especially for two-paycheck high-income households...to just give it up, let the schools raise the kids and hope for the best.

It didn't go well in Denver back then, and now, with twisted perverts as teachers, and the Queer Mafia brainwashing kids with this "Trans" insanity....and with Leftist states ready to TAKE KIDS AWAY if they don't agree to surgical mutilation and hormone abuse...this is where it leads, even for kids normal enough not to get themselves mutilated.

This guy is right about all of it, but it's just common sense. But just about all of them get sucked in, to some level. Can you find a late-teen kid who isn't smeared with tatts? Without nose-rings or ear gauges?
 
The United States of Klarna: Want to understand the state of the economy? Just look to all the shoppers flocking to “buy now, pay later” services. (Businessweek free)
 

As the cost of living keeps climbing, Americans are ‘trying to muscle through’ the affordability crisis, analyst says​

American consumers aren’t feeling great about the economy or their own financial situation, with the phrase “affordability crisis” dominating headlines and political campaigns over the last few months.

The majority — 70% — of Americans surveyed in a Marist poll of over 1,400 adults taken in December, say that the cost of living in their area is not very affordable, or not affordable at all, for the average family.

While President Donald Trump called the word “affordability” a “con job by the Democrats,” in a speech in early December, other politicians have insisted it’s an issue for their constituents.
More:

 
Fatrat said:
What can't be paid back, won't be paid back....write it off.
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Do we just shrug, as they say Ollie-Ollie-Ocean-Free, and waltz off with tens of thousands, or moar, of "loans"...EACH?

These deadbeat defaulters got an expensive (and overpriced) education, FREE.

The sumps of lower learning, got FILTHY RICH.

WE, the taxpayers and the thrifty, trying to save...WE GOT ROBBED.

I'm not in a forgiving mood.

I'm not even charitable enough to accept Debtors' Prison for them.

I would like them branded - I mean WITH A BRAND - and FORBIDDEN for any work other than manual labor; FORBIDDEN from any welfare or handout; FORBIDDEN to vote.

A stigma. FOREVER. DIE AS CHATTEL, for the theft done.

Since that won't happen...what will happen is these dull-normals, having succeeded in their theft of government money, having coopted public finance...will try for moar.

This is gonna be the core constituency of the Global Marxist movement we're seeing unfold.
 
Casey Jones said:
Do we just shrug, as they say Ollie-Ollie-Ocean-Free, and waltz off with tens of thousands, or moar, of "loans"...EACH?

These deadbeat defaulters got an expensive (and overpriced) education, FREE.

The sumps of lower learning, got FILTHY RICH.

WE, the taxpayers and the thrifty, trying to save...WE GOT ROBBED.

I'm not in a forgiving mood.

I'm not even charitable enough to accept Debtors' Prison for them.

I would like them branded - I mean WITH A BRAND - and FORBIDDEN for any work other than manual labor; FORBIDDEN from any welfare or handout; FORBIDDEN to vote.

A stigma. FOREVER. DIE AS CHATTEL, for the theft done.

Since that won't happen...what will happen is these dull-normals, having succeeded in their theft of government money, having coopted public finance...will try for moar.

This is gonna be the core constituency of the Global Marxist movement we're seeing unfold.
Click to expand...
Get used to it, do you dream that israel is EVER going to pay you back?
 
I don't obsess with bogeymen made up by people who themselves are looking to grow power. Usually by generating a public hate-fest mania.
 

US Consumer Debt growing​

Yeah, especially when guys like viking take out half million dollar loans to buy PMs
I'll bet that gave consumer debt a kick
<heh>
 
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