No banks are safe (bail ins, FDIC limits, systemic risks)

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Post in thread 'Savers (and investors) need to get paid again'

Jul 28, 2025

Top 8 Safest Banks To Keep Your Cash 2025​

Jul 27, 2025 #jenniferlammer #bondbeginners #bondmasters
What are the top 8 safest banks for your money in the US in 2025? Here's our personal list update for the year. Plus, Which other global banks make the list & what do the latest bank failures tell us?


15:39

SOURCES:

- https://www.fsb.org/2024/11/2024-list-of-global-systemically-important-banks-g-sibs/
- https://www.fdic.gov/resources/resolutions/bank-failures/in-brief/index
-...

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Could Shadow Banking Cause Another Crisis for Big Banks?

The FSB’s report is concerning, as the global regulator has essentially stated that the shadow banking industry is entirely untransparent and poses major risks to financial stability.

goldseek.com

 

[Voodoo]

Noooo, freaking 90% CRE losses could cause another crisis. But we've mostly papered over that so go back to sleep.

 

[pmbug]

Cato honcho says Congress wants to amp up the systemic risk by a factor of 80 (more or less):

 

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Why The U.S. Has 4,500 Banks And Canada Has 79​

Aug 28, 2025 #CNBC
Canada has 79 banks in contrast to America’s nearly 4,500. But the U.S. banking industry is shrinking, with the number of FDIC-insured banks in the U.S. down by nearly half since 2005. Canada’s banking industry shows that concentration and simplified regulation can lead to a more stable financial system. Yet experts warn that consolidation in the U.S. could stifle innovation, reduce competition, hurt small businesses, create more banks that are too big to fail, and have negative consequences for the economy at large. Watch the video above to learn more about why America's banking industry is shrinking and what the U.S. can learn from Canada's more concentrated system.


12:31

Chapters
0:00 Introduction
1:41 - Canada’s resilient banks
4:40 - High risk, high reward
8:54 - Bank consolidation in the U.S.

 

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Banks Are Hiding How Much Trouble They Are In

The recent change that will allow banks to hide bad loans is another major blow to system stability and to depositors.

goldseek.com

 

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[searcher]

What Happens If Banks Shut Down Tomorrow?​

Sep 28, 2025 The Financial History Files
What if you woke up tomorrow and your bank was closed? No ATMs, no debit card, no paycheck, no access to your savings. It sounds like a nightmare — but it has already happened.
In this episode of The Financial Historian, we take you inside the chilling reality of bank shutdowns. From Argentina’s corralito to Cyprus’s bail-ins, from Lebanon’s collapse to Greece’s capital controls, and even the U.S. bank holiday of 1933 — history shows that your money is never truly safe when the system cracks. Banks and governments always close ranks to protect themselves, leaving ordinary people locked out of their own savings.
We’ll break down why the system is so fragile, how fractional reserve banking makes runs inevitable, and what lessons you need to take today to protect your financial freedom. Because history doesn’t just repeat — it warns. And ignoring it is the most expensive mistake you can make.


12:09

 

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