No banks are safe (bail ins, FDIC limits, systemic risks)

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searcher

Post in thread 'Savers (and investors) need to get paid again'

Top 8 Safest Banks To Keep Your Cash 2025​

Jul 27, 2025 #jenniferlammer #bondbeginners #bondmasters
What are the top 8 safest banks for your money in the US in 2025? Here's our personal list update for the year. Plus, Which other global banks make the list & what do the latest bank failures tell us?


15:39

SOURCES:

- https://www.fsb.org/2024/11/2024-list-of-global-systemically-important-banks-g-sibs/
- https://www.fdic.gov/resources/resolutions/bank-failures/in-brief/index
-...
 
Cato honcho says Congress wants to amp up the systemic risk by a factor of 80 (more or less):

 

Why The U.S. Has 4,500 Banks And Canada Has 79​

Aug 28, 2025 #CNBC
Canada has 79 banks in contrast to America’s nearly 4,500. But the U.S. banking industry is shrinking, with the number of FDIC-insured banks in the U.S. down by nearly half since 2005. Canada’s banking industry shows that concentration and simplified regulation can lead to a more stable financial system. Yet experts warn that consolidation in the U.S. could stifle innovation, reduce competition, hurt small businesses, create more banks that are too big to fail, and have negative consequences for the economy at large. Watch the video above to learn more about why America's banking industry is shrinking and what the U.S. can learn from Canada's more concentrated system.


12:31

Chapters
0:00 Introduction
1:41 - Canada’s resilient banks
4:40 - High risk, high reward
8:54 - Bank consolidation in the U.S.
 

What Happens If Banks Shut Down Tomorrow?​


Sep 28, 2025 The Financial History Files
What if you woke up tomorrow and your bank was closed? No ATMs, no debit card, no paycheck, no access to your savings. It sounds like a nightmare — but it has already happened.
In this episode of The Financial Historian, we take you inside the chilling reality of bank shutdowns. From Argentina’s corralito to Cyprus’s bail-ins, from Lebanon’s collapse to Greece’s capital controls, and even the U.S. bank holiday of 1933 — history shows that your money is never truly safe when the system cracks. Banks and governments always close ranks to protect themselves, leaving ordinary people locked out of their own savings.
We’ll break down why the system is so fragile, how fractional reserve banking makes runs inevitable, and what lessons you need to take today to protect your financial freedom. Because history doesn’t just repeat — it warns. And ignoring it is the most expensive mistake you can make.


12:09
 
The Telegraph

If America’s banks crash, don’t count on a bailout​


The Federal Reserve will come to the rescue. One of the Wall Street giants will step in at the last minute. And if necessary, the money will be printed to protect deposits.

As the markets grow more nervous over America’s regional banks they can at least reassure themselves on one point: that the US government will bail them out if it has to – as it always has in the past.

Don’t be too sure. With Donald Trump at war with the Fed and the government shut down, we can hardly take that for granted – and that is a terrifying prospect for investors.

It was not hard to work out why global stock markets were falling on Friday. There is growing nervousness about the exposure of many of the regional banks in the US to loans that could soon turn sour.

More:

https://www.msn.com/en-us/money/mar...unt-on-a-bailout/ar-AA1OKTcR?ocid=socialshare
 
Washington Post

Rise of ‘shadow banking’ brings new financial risks, experts say​


A spate of recent fraud cases and bankruptcies has raised new concerns about a growing class of largely unregulated loans, with a sell-off in U.S. banking stocks bleeding into global markets this week.

A pair of regional banks this week disclosed lawsuits involving allegedly fraudulent business loans, while the failure of two companies in the automotive sector dinged some Wall Street titans, including JPMorgan.

All four cases reflect the growth of major banks’ lending to so-called non-depository financial institutions, said Chris Marinac, an analyst with the financial advisory firm Janney Montgomery Scott. Also referred to as “private credit” or “shadow banking,” it’s an example of larger, regulated banks offering loans to private companies that in many cases have a higher credit risk and little or no repayment history, Marinac said.

More:

https://www.msn.com/en-us/money/oth...isks-experts-say/ar-AA1OIE4h?ocid=socialshare
 
searcher said:
The Telegraph

If America’s banks crash, don’t count on a bailout​


The Federal Reserve will come to the rescue. One of the Wall Street giants will step in at the last minute. And if necessary, the money will be printed to protect deposits.

As the markets grow more nervous over America’s regional banks they can at least reassure themselves on one point: that the US government will bail them out if it has to – as it always has in the past.

Don’t be too sure. With Donald Trump at war with the Fed and the government shut down, we can hardly take that for granted – and that is a terrifying prospect for investors.

It was not hard to work out why global stock markets were falling on Friday. There is growing nervousness about the exposure of many of the regional banks in the US to loans that could soon turn sour.

More:

https://www.msn.com/en-us/money/mar...unt-on-a-bailout/ar-AA1OKTcR?ocid=socialshare
Click to expand...
I'd take it at face-value except for the source.

Liars don't suddenly mend their ways. We're being HERDED, with more false-flag nudges. How does inciting bank-runs help the Elites? Does it, say, create fear of smaller and intermediate-sized local/regional banks, to reduce the playing field to one-to-three megabanks, headed by JamieDimonChase?

Right now, I'd say, use a bank to pay bills and managed direct-deposits, only; but it seems the Financialists have adopted their strategies to dealing with that approach.
 
Bottom Feeder said:
How about credit unions?
Click to expand...
I'm not an expert; but it appears to me, many credit-unions are tied to banks, regional or large, to aid with their functions.

Right now I trust nothing. My own banking is done at a top-rated CU (had a web link to a rating service, seems not political) but I don't trust it to survive a crash.

Gold is money. All else is debt.
 
Casey Jones said:
I'm not an expert; but it appears to me, many credit-unions are tied to banks, regional or large, to aid with their functions.

Right now I trust nothing. My own banking is done at a top-rated CU (had a web link to a rating service, seems not political) but I don't trust it to survive a crash.

Gold is money. All else is debt.
Click to expand...
Yes, But every time gold goes up, which is basically daily, a cold, damp chill runs down my spine.

I'm out of the game and off the board due to the prices per oz and the future predictions, which BTW I believe, portends financial pestilence.

I can smell the rotting meat and see the flies buzzing around what was once the economy.
 
Well, if the author's purpose is to set Zion up for a run...he's probably gonna succeed.

Not being a bank examiner, I can't comment on his metrics or compare them to other banks. But I have a hunch why Zions is hated:

--Owned by the Latter-Day-Saints - not the Davos Globalists.

--A century and a half of making other banks look bad, with pristine management. Zions was one of the few banks to make it through the 1929 crash without assistance, mergers, bailouts, forfeiture of depositor accounts. Today we're in a run-up to a similar crisis.

--The LDS community, whatever you think of their religion, has always been a moral, disciplined, hardworking people. All the qualities that Yuval Harari wants to hack-out of his desired slaves, with his Transhumanism.

So...getting Zions into a run, and a failure, only hurts those puke-awful white people who believe in God and Guns and hard work, not money-changing and currency debasement and anal sodomy. That would be just SO...SPECTACULAR...(limp-wrist flutter, here...)
 
UBS is in big trouble but this one is about the Scam (err i should say potential scam) of a Rating Agency helping to sell this shit to the banks and more importantly dumber Life Insurance Companies.

 
Thought I had put the Ox talks video on this one but maybe skipped it here. Blackrock suddenly takes a ZERO. But here is where I have the biggest problem. The ETFs are a scam. "that a mere month ago, the iShares overlords were marking Renovo Home Partners' IOUs at a pristine 100 cents on the dollar,"

'Mark It Zero': BlackRock Hit With Sudden Total Loss On $150 Million Private Loan | ZeroHedge

ZeroHedge - On a long enough timeline, the survival rate for everyone drops to zero
www.zerohedge.com www.zerohedge.com
 
...
Taken together, the first study (published two months ago) shows that large US banks have weaker economic capital compared with 2007, and the second study shows that economic capital better predicts bank failures than the classic capital ratio used in the Fed’s stress tests. The takeaway from these studies is very simple: large banks are now more likely to fail than before the GFC. This effectively ends the argument of those who still believe that large banks are better prepared for a crisis than they were in 2007.

Bottom line

Believe it or not, there are more major issues on the larger bank balance sheets as compared to smaller banks, which we have covered in past articles. Moreover, consider that there was one major issue which caused the GFC back in 2008, whereas today, we currently have many more large issues on bank balance sheets. These risk factors include major issues in commercial real estate, rising risks in consumer debt (approaching 2007 levels), underwater long-term securities, over-the-counter derivatives, high-risk shadow banking (the lending for which has exploded), and elevated default risk in commercial and industrial (C&I) lending. So, in our opinion, the current banking environment presents even greater risks than what we have seen during the 2008 GFC.
...
Click to expand...

www.kitco.com

The Fed: Large banks more likely to fail now than before the GFC

The Kitco News Team brings you the latest news, videos, analysis and opinions regarding Precious Metals, Crypto, Mining, World Markets and Global Economy.
www.kitco.com www.kitco.com
 
Voodoo said:
Click to expand...

I would put this into the "Clickbait" file.

It's always an "emergency" at the Fed, or at X Corporation's boardroom, whatever.

Here's the emergency: The Fed wants to amp up the money-printer. To pay for Endless War, to make their member banks, and the Elites, richer.

They have to justify it. All this chaos in the Financialist industry is ENGINEERED. The other part of this emergency is, they need the dollar to collapse while Trump is in office, so he's blamed - as we get CBDCs rammed up our mmm-mmm-mmms.

This probably has to happen fast, before Peace breaks out - and before Trump gets carted away in a white canvas blazer with the long sleeves. Nobody saw THAT coming; it could put the kabosh on the Globalists' current strategies.
 
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